Showing posts with label best attorney. Show all posts
Showing posts with label best attorney. Show all posts

Wednesday, November 27, 2019

CHANGE IN CUSTODY BY TERRY BANKERT 235-1970

DID YOU KNOW.

MCL 722.27(1)(c) provides that in a custody dispute, a trial court, for the best interests of the child at the center of the dispute, may “modify or amend its previous judgments or orders for proper cause shown or because of change of circumstances.” 

[Principle source e-journal #71713, Unpublished 11/14/19.No.349021. ]

But the court is not permitted to “modify or amend its previous judgments or orders or issue a new order so as to change the established custodial environment of a child unless there is presented clear and convincing evidence that it is in the best interest of the child.” MCL 722.27(1)(c).

“These initial steps to changing custody— finding a change of circumstance or proper cause and not changing an established custodial environment without clear and convincing evidence—are intended to erect a barrier against removal of a child from an established custodial environment and to minimize unwarranted and disruptive changes of custody orders.” Vodvarka v Grasmeyer, 259 Mich App 499, 509; 675 NW2d 847 (2003) (quotation marks omitted). 

The first step in the analysis is to determine whether the moving party has established proper cause or a change of circumstances by a preponderance of the evidence. Id. at 508-509.

In McRoberts v Ferguson, 322 Mich App 125, 131-132; 910 NW2d 721 (2017), this Court explained: Proper cause means one or more appropriate grounds that have or could have a significant effect on the child’s life to the extent that a reevaluation of the child’s custodial situation should be undertaken. 

In order to establish a change of circumstances, a movant must prove that, since the entry of the last custody order, the conditions surrounding custody of the child, which have or could have a significant effect on the child’s well-being, have materially changed.

To constitute a change of circumstances under MCL 722.27(1)(c), the evidence must demonstrate something more than the normal life changes (both good and bad) that occur during the life of a child, and there must be at least some evidence that the material changes have had or will almost certainly have an effect on the child. [Citations, quotation marks, and alterations omitted.] 

With respect to the issue of “proper cause,” the criteria outlined in the statutory best
interest factors, MCL 722.23, “should be relied on by a trial court in deciding if a particular fact raised by a party is a ‘proper’ or ‘appropriate’ ground to revisit custody orders.” Vodvarka, 259 Mich App at 512. 

In regard to “change of circumstances,” the relevance of facts presented should also “be[] gauged by the statutory best interest factors.” Id. at 514. “Although the threshold consideration of whether there was proper cause or a change of circumstances might be fact-intensive, the court need not necessarily conduct an evidentiary hearing on the topic.” Corporan, 282 Mich App at 605. 

In Vodvarka, 259 Mich App at 512, this Court, addressing the threshold issue, observed: Obviously, trial courts must make this factual determination case by case. Although these decisions will be based on the facts particular to each case, we do not suggest that an evidentiary hearing is necessary to resolve this initial question. 

Often times, the facts alleged to constitute proper cause or a change of circumstances will be undisputed, or the court can accept as true the facts allegedly comprising proper cause or a change of circumstances, and then decide if they are legally sufficient to satisfy the standard.

 MCR 3.210(C)(8) provides: In deciding whether an evidentiary hearing is necessary with regard to a postjudgment motion to change custody, the court must determine, by requiring an offer of proof or otherwise, whether there are contested factual issues that must be resolved in order for the court to make an informed decision on the motion.

 It is clear to us, and was effectively accepted by the trial court, that if the allegations set forth in plaintiff’s motion to modify custody are true, they would easily establish a change of circumstances and proper cause for purposes of revisiting the issue of custody under the statutory best-interest factors.

 But the trial court found it problematic that plaintiff had not submitted any statements, affidavits, reports, or other documentary evidence to support the allegations, let alone evidence that was current and relevant. 

The motion to modify custody was not verified, nor did plaintiff supply her own affidavit. MCR 3.210(C)(8) allowed the trial court to require “an offer of proof or otherwise” in relation to deciding whether to order an evidentiary hearing.

Under the circumstances of the case and given the remarks made by the trial court when ruling on the motion, the court’s hesitation and resistance at giving any weight to the allegations in plaintiff’s motion was plainly driven by the four CPS investigations instigated by plaintiff that resulted in determinations that allegations of abuse by defendant could not be substantiated.

The lack of substantiation, again and again, could reasonably call into question plaintiff’s motives and credibility on all matters.

 The trial court appeared more than open to further considering a motion to modify custody if plaintiff would come forward with supporting documentary evidence, explaining why the court took the unusual step of denying the motion without prejudice.

 Indeed, the record and the CPS history support the trial court’s decision to deny the motion to modify custody simply on the-1970 basis that plaintiff did not provide supporting documentation on the threshold issue of change of circumstances or proper cause."
Presented here by Terry Bankert Flint Divorce Attorney 810-235-1970 FlintFamilyLaw.com

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Thursday, January 10, 2013

TOP 5 REASONS TO FILE FOR CHAPTER 13 BANKRUPTCY Terry Bankert Flint bankruptcy Attorney 235-1970

Top 5 Reasons to File Chapter 13
Chapter 13 is a type of bankruptcy for consumers that allows them to make payments on certain debts, restructure others, and discharge some (or all) unsecured, non-priority obligations. The leading 5 reasons to file such a bankruptcy are:
1. Your house is in foreclosure and you need to stop that process. The magic of a Chapter 13 bankruptcy is that a mortgage or loan company can’t go forward with a foreclosure of your home if you have proposed a plan to get them caught up. Thus, if you are $10,000 behind in your house payments, but can repay that amount over 3 to 5 years, the foreclose stops!
2. You owe the IRS and they are threatening to garnish your wages. In a chapter 13, you can force them to take payments. Often the IRS will work with you voluntarily to pay off a tax liability. Sometimes, however, the monthly outlays proposed by the IRS are just too large. But in a Chapter 13 bankruptcy, you can force them to take payments if you are going to be able to cure the deficiency during the plan (3 to 5 years).
3. You owe more on your first mortgage than the house is worth and you want your second mortgage or line of credit to go away. This has can happen in a Chapter 13 if you owe more on your first mortgage then the house is worth.
4. You don’t qualify for a Chapter 7 bankruptcy but you need some relief from your debts. BAPCPA, the bankruptcy law that went into effect in 2005, limits individuals seeking to file a chapter 7 bankruptcy to persons who qualify under the Means Test. Thus, if you make too much money, you can’t file a Chapter 7.
5. You own personal property or real estate that isn’t worth what you owe on it, but you still want to keep it. In a Chapter 13, often you can “cram down” the amount you are paying on a vehicle or non-residential piece of property by paying only the actual value to the lien-holder, and treating the rest of the loan as unsecured.
These are the top five reasons to file a Chapter 13. Consult a good bankruptcy attorney to see if you can benefit from such a filing.

National Mortgage Settlement
The National Mortgage Settlement is an agreement among federal government, 49 states, and the five largest mortgage servicers and their affiliates.  It provides benefits to borrowers, including borrowers in bankruptcy, whose mortgages loans are serviced by those banks.  Please read theinformational sheet(pdf) and frequently asked questions(pdf) for more information.

Home Affordable Modification Program (HAMP)
Have you ever heard of the Home Affordable Modification Program (HAMP)?  HAMP is a program used by the federal government to help combat the housing market struggles experienced by homeowners. As a homeowner, you could qualify for a loan modification under the HAMP guidelines. If your mortgage payment is greater than 1/3 (31 percent) of your gross monthly income, then you could qualify for a loan modification that could permanently reduce your payments and avoid the foreclosure of your home.
In an effort by the bankruptcy trustees, we are encouraging debtors to consider loan modifications under the HAMP guidelines. Please visit www.MakingHomeAffordable.gov for more information or click here to download the HAMP Brochure(pdf).
Please take advantage of the resources provided to learn about the services available. Please note that the Chapter 13 Office does not process HAMP applications.

It’s Tax Time
Each year, you will need to submit a copy of page 1 and 2 of your federal income taxes to your attorney.
Please review your Chapter 13 plan to determine if you have committed your tax refunds to help fund your case. If you have, the IRS may send your refund directly to our office or you may have to mail the payment directly by way of cashier check or money order to the Chapter 13 Trustee-Flint, P.O. Box 2175, Memphis, TN 38101.  Please remember to include your case number and indicate that it is a tax refund on your payment. If you are uncertain or have any questions, please contact your attorney.

Do I Need an Attorney?
It is very difficult to successfully complete a chapter 13 bankruptcy case without hiring an attorney.  Read this article from the U.S. Courts Website: Filing for Bankruptcy Without an Attorney.

Attorney Selection – Who Should I Hire?
Finding the right attorney to handle your chapter 13 bankruptcy case is extremely important.  You want to find someone that is reliable, experienced, and willing to put their best effort into making sure your case is successful.
The following link is an article which details 13 ways to avoid hiring a bad bankruptcy attorney.  It lists different ways to get in contact with attorneys, things you should watch out for, and also important questions you should ask an attorney before hiring them for the job.
The Michigan Bar Member Directory will direct you to the list of state attorneys.
You will be able to search by name, or by location, or by attorney license number (if known).  You can view the address, phone number, fax number, and e-mail address of the attorney.
For referrals, you can call the Genesee County Bar Association at 810-232-6000 or you can always call the Chapter 13 Office at 810-238-4675.  We will give you 3 referrals and their phone numbers & suggest that you call all three to identify one that best fits your needs.

Instructions for Debtors Online Access Thru the NDC
To apply for an account to review your financials, please download(right click and chose save) thisbrochure (pdf) (this is a large file and will take up to several minutes to download depending on internet connection), it is in Adobe Acrobat format (.pdf). If you do not have adobe, go towww.adobe.com to get a free copy. If you have any questions, click here to contact the Systems Manager, Chris Taylor.

Instructions for Debtors Online Access Thru the Chapter 13 office
To review your financials, please click on the 13network link on the top of any page atwww.flint13.com in the navigation bar. This opens another Carl Bekofske Webpage, from here click on the first link on the right where it says “Chapter 13 Inquiry“. Your username is your case number and your password is your social security number(only input numbers, do NOT use dashes or -dof). If you had previously requested an account, this method will work. The specific log ins will be phased out eventually and this will be the method to log in. This cutoff date will be provided in the future. If you have any questions, click here to contact the Systems Manager, Chris Taylor.

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